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Noleggio Operativo

Noleggio Operativo

Per riuscire a contrastare questo momento di stanca dei mercati, lo staff della 3DLiFe srl ha sottoscritto un contratto di collaborazione con un’importante finanziaria operante principalmente nel campo del noleggio operativo di apparecchiature e/o software.

Con questa nuova ed importante iniziativa possiamo offrirvi i nostri prodotti e servizi a prezzi sempre più vantaggiosi dandovi la possibilità di spaccare l’investimento per durate da 24 a 60 mesi.

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HAI MAI PENSATO DI NOLEGGIARE I TUOI STRUMENTI DI LAVORO?
SCOPRI PERCHE’ CONVIENE ANCHE A TE  

Il Noleggio Operativo

Cosa è, come funziona e come può fare risparmiare 

 

Cosa è la locazione operativa?    

Si tratta di una formula di finanziamento che vi permette di noleggiare i beni per un periodo determinato, di solito da 24 a 36 mesi, pagando un canone mensile o trimestrale.
Alla fine del periodo potrete decidere se restituire i beni e iniziare un nuovo finanziamento per beni nuovi e aggiornati, oppure se acquistare definitivamente, all’1% del valore totale, i beni in oggetto. 

 

Caratteristiche   

  • Importo minimo: 500 Euro + iva
  • Durata a partire da 24 mesi
  • Periodicità: canoni mensili, trimestrali • Prodotti Finanziabili: Hardware, software e servizi 

 

Vantaggi   

I vantaggi della locazione operativa rispetto al leasing sono molteplici e interessanti:
• Possesso ed utilizzo del bene, non proprietà del bene.
• Pagamento di un canone mensile per tutta la durata del contratto (24-60 mesi).

• Piena deducibilità fiscale dei canoni corrisposti nell’anno, indipendentemente dalla durata del contratto.
• Piena deducibilità anche a fini IRAP (a differenza della locazione finanziaria non esiste la distinzione capitale/

interessi)
• Nessuna segnalazione in centrale rischi.
• Possibilità di includere anche software e servizi (contratti di assistenza, ecc.) che normalmente non vengono accettati dai leasing.

Il noleggio è economicamente più conveniente dell’acquisto con mezzi propri.

Alla veloce obsolescenza tecnologica corrisponde un forte deprezzamento delle apparecchiature informatiche che è più rapido del loro ammortamento fiscale e civilistico. Ne consegue un rallentamento del processo di rinnovo tecnologico che peggiora l’efficienza e la capacità competitiva dell’utente. L’acquisto con mezzi propri ha un impatto negativo sulla liquidità, sul budget, sulle linee di credito, sui costi di smaltimento e sul trattamento fiscale.

Il noleggio è economicamente più conveniente del leasing.

Il leasing non consente l’aggiunta di apparecchiature durante la durata del contratto per cui è semplicemente una dilazione di pagamento con lo svantaggio che alla fine contratto l’utente riscatta apparecchiature ormai obsolete e senza tutti i vantaggi fiscali della locazione operativa.
Alla fine del noleggio l’utente ha le seguenti opzioni:

• fare un nuovo noleggio
• restituire le apparecchiature noleggiate
• acquistare le apparecchiature noleggiate
• canoni di noleggio sono comprensivi anche di
• parti di ricambio (se il noleggio comprende contratti di assistenza)
• assicurazione All Risk.
La pratica viene gestita totalmente via internet per cui non è necessario inviare documenta¬zione, a meno che questa non sia richiesta dalla finanziaria, e i tempi di approvazione sono, in genere, di un paio d’ore. Per attivarla abbiamo solo bisogno dei vostri dati anagrafici e bancari completi.
Non essendo una pratica finanziaria ma un noleggio, non ci sono TAN e TAEG ma solo un coefficiente che determina l’importo degli interessi. 

 

Esempio pratica su 5mila euro + IVA :

24 rate di Euro 227,00 + IVA

30 rate di Euro 188,65 + IVA

36 rate di Euro 161,65 + IVA

48 rate di Euro 128,60 + IVA

60 rate di Euro 113,55 + IVA

Spese di istruttoria Euro 75,00 + IVA.

Assicurazione 96,00 + iva annui.

1% di riscatto, in questo caso 50,00 Euro + IVA.

Pagamento con RID bancario trimestrale, gratuito.

 

Approvazione pratica in 2gg lavorativi.

 

Chiedici qualsiasi preventivo dall’ area contatti o direttamente su  info@3dlife.it , oppure chiama allo 0971.21.432

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